Lite Plan
R40 000 Plan benefits per year
Affordable & Limited
Why would I choose this plan?
- Up to 4 claims per policy year – you decide which claims to submit within your annual maximum
- Maximum of R13 760 per claim
- No-claim period: 30 days (all accidents, as listed in the Accident plan, are covered immediately)
- Excess: 25% minimum of R300 per claim
- Pre-existing conditions will not be covered on Lite
- Holistic wellness (any treatment not forming part of normal mainstream vet treatment), supplements, behavioural therapy, dental care, radiation, chemotherapy & prescription food (Benefit Booster is available should you need more cover)
- Cremation benefit, missing pet advertising & theft contribution
- Emergency boarding fees
LitePlus Plan
R40 000 Plan benefits per year
Pre-Existing Cover
Why would I choose this plan?
- Up to 4 claims per policy year – you decide which claims to submit within your annual maximum
- Maximum of R13 760 per claim
- No-claim period: 30 days (all accidents, as listed in the Accident plan, are covered immediately)
- Excess: 25% minimum of R300 per claim
- Holistic wellness (any treatment not forming part of normal mainstream vet treatment), supplements, behavioural therapy, dental care, radiation, chemotherapy & prescription food (Benefit Booster is available should you need more cover)
- Cremation benefit, missing pet advertising & theft contribution
- Emergency boarding fees
Essential Plan
R62 000 Plan benefits per year
Most Popular
Why would I choose this plan?
- Hospital Excess: Applicable to all mainstream vet treatments rendered in hospital 25%, minimum of R350 excess per claim
- Day-2-Day Excess: Applicable to all mainstream vet treatments rendered out of hospital, R300 excess per claim
- Holistic Wellness, Supplements & Emergency Boarding: The holistic wellness, supplement & emergency boarding excess is 18% of the claim
- All accidents, as listed in the Accident plan, are covered immediately without waiting periods
- 30-day no-claim period from date of joining
- There is a 6-month waiting period for knee & hip, elbow & shoulder, eye, respiratory system & spinal treatments, however we will pay up to R5 000 towards diagnostic tests within this period (Pets under 4 months upon joining may still be considered for part or full cover of these treatments)
- 1 of each of the following per policy year: Cruciate ligament, luxating patella, hip, elbow, shoulder surgery & foreign body ingestion
- The cost of further surgeries within the same year will be shared at 50%
- Day-2-Day Benefit –R1 500 per claim, & up to R6 000 per year
- Holistic Wellness – physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
- Supplements – up to R2 000 per year
- Behavioural Therapy – up to R4 000 for the lifetime of your pet
- Missing Pet Advertising – R250 per year
- Emergency Boarding fees – R500 per cat per year & R1 000 per dog per year – not to be used for holiday care
- Theft – R1 000 in the event that your dog is stolen or goes missing & is not found or does not return within 45 days
- Radiation & Chemotherapy
- All dogs between the ages of 8 & 9 are subject to a complete vet history when joining Essential
- All cats 9 years & over are subject to a complete vet history when joining Essential
- All dogs over 9 years of age are offered Lite, LitePlus or Accident plans, not Essential
Ultimate360 Plan
R75 000 Plan benefits per year
Most Comprehensive
Why would I choose this plan?
- Hospital Excess: Applicable to all mainstream vet treatments rendered in hospital 25%, minimum of R350 excess per claim
- Day-2-Day Excess: Applicable to all mainstream vet treatments rendered out of hospital, R300 excess per claim
- Holistic Wellness, Supplements & Emergency Boarding: The holistic wellness, supplement & emergency boarding excess is 18% of the claim
- Dental Care (an Ultimate360 plan benefit): The dental care excess is 25% of the claim, minimum of R500 excess per claim
- All accidents, as listed in the Accident plan, are covered immediately without waiting periods
- 30-day no-claim period from date of joining
- There is a 4-month waiting period on prescription food, dental care & sterilisation claims
- There is a 6-month waiting period on the cremation benefit
- There is a 6-month waiting period for knee & hip, elbow & shoulder, eye, respiratory system & spinal treatments, however we will pay up to R5 000 towards diagnostic tests within this period (Pets under 4 months upon joining may still be considered for part or full cover of these treatments)
- 1 of each of the following per year: Cruciate ligament, luxating patella, hip, elbow, shoulder surgery & foreign body ingestion
- The cost of further surgeries within the same year will be shared at 50%
- Day-2-Day Benefit –R2 000 per claim, & up to R7 500 per year
- Holistic Wellness – physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
- Supplements – up to R2 000 per year
- Behavioural Therapy – up to R4 000 for the lifetime of your pet
- Missing Pet Advertising – R250 per year
- Emergency Boarding fees – R500 per cat per year & R1 000 per dog per year – not to be used for holiday care
- Theft – R1 000 in the event that your dog is stolen or goes missing & is not found or does not return within 45 days
- Prescription Food – R150 per month for up to 6 months per year
- Cremation Contribution – up to R500 per cat & R1 000 per dog
- Radiation & Chemotherapy
- Dental Care – one dental procedure per year
- Sterilisation – up to a maximum of R1 200
- All dogs between the ages of 8 & 9 are subject to a complete vet history when joining Ultimate360
- All cats 9 years & over are subject to a complete vet history when joining Ultimate360
- All dogs over 9 years of age are offered Lite, LitePlus or Accident plans, not Ultimate360
Accident Plan
R25 000 Plan benefits per year
Basic Cover
Why would I choose this plan?
- Accident plan covers treatment resulting from:
- What is not covered by MediPet Accident plan:
- Terms & conditions:
- Car accident
- Burn or electrocution
- Fall from an elevated position
- Near-drowning
- The actions of another animal
- A swallowed or embedded foreign object requiring surgical or endoscopic removal
- Snake bite
- An allergic reaction to an insect bite (other than tick or flea bites)
- Biliary (tick bite fever)
- Ingestion of chemical/poison
- Acute traumatic ligament or tendon injury
Or otherwise result in:
- A fractured bone &/or tooth/teeth
- A puncture wound
- Lacerations, abrasions or wounds
- A gastric torsion (gastric dilation volvulus)
- A soft tissue prolapse
- Organ rupture
- Heatstroke
- Blunt trauma
- The cost of any treatment before the date of acceptance of cover
- Claims related to an incident that does not fall in the list of accidents
- Cost incurred if the pet was not seen by a vet within 48 hours of the time of the accident (MediPet may request a vet history)
- Any pre-existing conditions
- Waiting periods: None
- All treatment costs must be incurred after the acceptance of your cover by both parties
- Cover will start from the date of acceptance by both parties
- Excess: 15%, with a minimum of R150 per claim
- The pet must be seen by a vet within 48 hours of the time of the accident
Fur-bulous Optional
Add-Ons
Everyday Routine Care from R65 per month
Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation, grooming & nail-clipping, training & puppy socialisation.
Routine Lean for R65 per month, R1 100 per year (R320 Savings)
Routine In-Between for R130 per month, R2 200 per year (R640 Savings)
Routine Supreme for R195 per month, R3 300 per year (R960 Savings)
Fix Your Excess
Fix Your Excess gives you the peace of mind that comes with knowing exactly what you’ll pay when you claim
With this optional add-on, your excess is fixed at R1 000 on most claims. Skip the percentages. No surprises.
If you don’t claim a lot, & only for big claim amounts, this is a no-brainer for you.
It replaces the Lite, LitePlus, Essential & Ultimate360 Day-2-Day benefit, Hospital (for Essential & Ultimate360 plan members) & Dental (an Ultimate360 benefit) excesses, making your claims simpler and more predictable.
Fix Your Excess can be added (or removed) at the time of joining, & at annual renewal only. So don’t miss out.
Available on all plans, except Accident plan.
Benefit Booster
First of its kind in SA – this can be used to add benefits, increase benefits, or cover pre-existing conditions (on all plans.) Wow!
Chronic Care Support Plan
Cover for ongoing treatments not traditionally covered by insurance.
Available on Essential & Ultimate360 plans only.
