Lite Plan
R40 000 per year
Affordable & Limited
Why would I choose this plan?
- Up to 4 claims per policy year – you decide which claims to submit within your annual maximum
- Maximum of R13 760 per claim
- No-claim period: 30 days (all accidents, as listed in the Accident plan, are covered immediately)
- Excess: 25% minimum of R300 per claim
- Pre-existing conditions will not be covered on Lite
- Holistic wellness (any treatment not forming part of normal mainstream vet treatment), supplements, behavioural therapy, dental care, radiation, chemotherapy & prescription food (Benefit Booster is available should you need more cover)
- Cremation benefit, missing pet advertising & theft contribution
- Emergency boarding fees
LitePlus Plan
R40 000 per year
Pre-Existing Cover
Why would I choose this plan?
- Up to 4 claims per policy year – you decide which claims to submit within your annual maximum
- Maximum of R13 760 per claim
- No-claim period: 30 days (all accidents, as listed in the Accident plan, are covered immediately)
- Excess: 25% minimum of R300 per claim
- Holistic wellness (any treatment not forming part of normal mainstream vet treatment), supplements, behavioural therapy, dental care, radiation, chemotherapy & prescription food (Benefit Booster is available should you need more cover)
- Cremation benefit, missing pet advertising & theft contribution
- Emergency boarding fees
Essential Plan
R60 000 per year
Most Popular
Why would I choose this plan?
- Hospital Excess: Applicable to all mainstream vet treatments rendered in hospital 25%, minimum of R350 excess per claim
- Day-2-Day Excess: Applicable to all mainstream vet treatments rendered out of hospital, R300 excess per claim
- Holistic Wellness, Supplements & Emergency Boarding: The holistic wellness, supplement & emergency boarding excess is 18% of the claim
- All accidents, as listed in the Accident plan, are covered immediately without waiting periods
- 30-day no-claim period from date of joining
- This is followed by a 30-day 50% shared co-payment period
- There is a 6-month waiting period for knee & hip, elbow & shoulder, eye, respiratory system & spinal treatments, however we will pay up to R5 000 towards diagnostic tests within this period (Pets under 4 months upon joining may still be considered for part or full cover of these treatments)
- 1 of each of the following per policy year: Cruciate ligament, luxating patella, hip, elbow, shoulder surgery & foreign body ingestion
- The cost of further surgeries within the same year will be shared at 50%
- Day-2-Day Benefit –R1 500 per claim, & up to R6 000 per year
- Holistic Wellness – physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
- Supplements – up to R2 000 per year
- Behavioural Therapy – up to R4 000 for the lifetime of your pet
- Missing Pet Advertising – R250 per year
- Emergency Boarding fees – R500 per cat per year & R1 000 per dog per year – not to be used for holiday care
- Theft – R1 000 in the event that your dog is stolen or goes missing & is not found or does not return within 45 days
- Radiation & Chemotherapy
- All dogs between the ages of 8 & 9 are subject to a complete vet history when joining Essential
- All cats 9 years & over are subject to a complete vet history when joining Essential
- All dogs over 9 years of age are offered Lite, LitePlus or Accident plans, not Essential
Ultimate360 Plan
R72 000 per year
Most Comprehensive
Why would I choose this plan?
- Hospital Excess: Applicable to all mainstream vet treatments rendered in hospital 25%, minimum of R350 excess per claim
- Day-2-Day Excess: Applicable to all mainstream vet treatments rendered out of hospital, R300 excess per claim
- Holistic Wellness, Supplements & Emergency Boarding: The holistic wellness, supplement & emergency boarding excess is 18% of the claim
- Dental Care (an Ultimate360 plan benefit): The dental care excess is 25% of the claim, minimum of R500 excess per claim
- All accidents, as listed in the Accident plan, are covered immediately without waiting periods
- 30-day no-claim period from date of joining
- This is followed by a 30-day 50% shared co-payment period
- There is a 4-month waiting period on prescription food, dental care and sterilisation claims
- There is a 6-month waiting period on the cremation benefit
- There is a 6-month waiting period for knee & hip, elbow & shoulder, eye, respiratory system & spinal treatments, however we will pay up to R5 000 towards diagnostic tests within this period (Pets under 4 months upon joining may still be considered for part or full cover of these treatments)
- 1 of each of the following per year: Cruciate ligament, luxating patella, hip, elbow, shoulder surgery & foreign body ingestion
- The cost of further surgeries within the same year will be shared at 50%
- Day-2-Day Benefit –R1 700 per claim, & up to R7 500 per year
- Holistic Wellness – physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
- Supplements – up to R2 000 per year
- Behavioural Therapy – up to R4 000 for the lifetime of your pet
- Missing Pet Advertising – R250 per year
- Emergency Boarding fees – R500 per cat per year & R1 000 per dog per year – not to be used for holiday care
- Theft – R1 000 in the event that your dog is stolen or goes missing & is not found or does not return within 45 days
- Prescription Food – R150 per month for up to 6 months per year
- Cremation Contribution – up to R500 per cat & R1 000 per dog
- Radiation & Chemotherapy
- Dental Care – one dental procedure per year
- Sterilisation – up to a maximum of R1 200
- All dogs between the ages of 8 & 9 are subject to a complete vet history when joining Ultimate360
- All cats 9 years & over are subject to a complete vet history when joining Ultimate360
- All dogs over 9 years of age are offered Lite, LitePlus or Accident plans, not Ultimate360
Accident Plan
R25 000 per year
Basic Cover
Why would I choose this plan?
- Accident plan covers treatment resulting from:
- What is not covered by MediPet Accident plan:
- Terms & conditions:
- Car accident
- Burn or electrocution
- Fall from an elevated position
- Near-drowning
- The actions of another animal
- A swallowed or embedded foreign object requiring surgical or endoscopic removal
- Snake bite
- An allergic reaction to an insect bite (other than tick or flea bites)
- Billiary (tick bite fever)
- Ingestion of chemical/poison
- Acute traumatic ligament or tendon injury
Or otherwise result in:
- A fractured bone &/or tooth/teeth
- A puncture wound
- Lacerations, abrasions or wounds
- A gastric torsion (gastric dilation volvulus)
- A soft tissue prolapse
- Organ rupture
- Heatstroke
- Blunt trauma
- The cost of any treatment before the date of acceptance of cover
- Claims related to an incident that does not fall in the list of accidents
- Cost incurred if the pet was not seen by a vet within 48 hours of the time of the accident (MediPet may request a vet history)
- Any pre-existing conditions
- Waiting periods: None
- All treatment costs must be incurred after the acceptance of your cover by both parties
- Cover will start from the date of acceptance by both parties
- Excess: 15%, with a minimum of R150 per claim
- The pet must be seen by a vet within 48 hours of the time of the accident
Fur-bulous Optional
Add-Ons
Everyday Routine Care from R65 per month
Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation, grooming & nail-clipping, training & puppy socialisation.
Routine Lean for R65 per month, R1 100 per year (R320 Savings)
Routine In-Between for R130 per month, R2 200 per year (R640 Savings)
Routine Supreme for R195 per month, R3 300 per year (R960 Savings)
Premium Saver
Premium Saver 1 000 saves you 7.5% on your premium every month, with a fixed excess of R1 000 per claim
Premium Saver 2 000 discounts your premiums by even more! You’ll get 15% off your premium every month with this add-on, with a fixed excess of R2 000
Both options replace the Lite, LitePlus, Day-2-Day, Hospital, & Dental Excesses (for Essential & Ultimate360 plan members)
If you don’t claim a lot, & only for big claim amounts, this is a no-brainer for you
Available on Lite, LitePlus, Essential, & Ultimate360 plans only
Benefit Booster
First of its kind in SA – this can be used to add benefits, increase benefits, or cover pre-existing conditions (on all plans.) Wow!
Chronic Care Support Plan
Cover for ongoing treatments not traditionally covered by insurance.
Available on Essential & Ultimate360 plans only.
