What is pet insurance?
A monthly agreement between an insurer and yourself, as a pet-owner, on cover of the risk of major vet bills due to significant unforeseen accidents & illnesses – costs that you might otherwise not be able to afford.
It’s not medical aid, although pet insurance can free you from significant financial worries, and allow you to choose the best available vet care for your family in your unfortunate time of need.


Procedures covered by MediPet across plans
- Vet visits
- X-rays
- Medication
- Surgery
- Dental
- Foreign body ingestion
- Skin conditions
- Accidents
Why do I need pet insurance?
The best medical care for our pets should be an automatic “yes,” without hesitation. Did you know:
- 1 in 3 pets need emergency vet treatment each year
- More vet specialists and advanced treatments are available today
- Advanced pet medical care often costs thousands of rands
- Our plans average less than R6 per day

”Pet insurance is a necessity, and all responsible pet-owners need the support of pet insurance to afford the right care for their pets. We believe everyone should have it.
Louise BeeversFounder and Vet Nurse
Common costs pet-owners could face:

Lameness
Up to R50 000 for x-rays, medication, treatment & surgery.

Dental Care
Scale & polish, with extractions, up to R7 000.

Gastro
As much as R15 000 for hospital & intensive care.

Foreign body ingestion
Could be as much R25 000 if requiring surgical removal, x-rays & ultrasounds.

Skin conditions
May cost thousands every year & need chronic care support.

Poisoning
Vet costs from eating chocolate, xylitol, medication, plants or rat poison can range between R1 500 & R25 000.
Our Pet Insurance Plans
4 comprehensive & simple options for genuine, transparent cover.
Accident
$ - R25 000 per year
- R215 pm per pet
Per Month
- Accidents
IllnessesPre-existing ConditionsMulti-Pet DiscountHolistic WellnessPrescription FoodBehavioural TherapyDental CareCondolence Benefit
LiteLimited Cover
$ - R35 000 per year
- R297 pm per pet
Per Month
- Accidents
- Illnesses
- Pre-existing Conditions
Multi-Pet DiscountHolistic WellnessPrescription FoodBehavioural TherapyDental CareCondolence Benefit
Essential
$ - R50 000 per year
- From R383 pm per dog
- R322 pm per cat Per Month
- Accidents
- Illnesses
Pre-existing Conditions- Multi-Pet Discount
- Holistic Wellness
Prescription Food- Behavioural Therapy
Dental CareCondolence Benefit
UltimateMost Popular
$ - R50 000 per year
- From R493 pm per dog
- R384 pm per cat
Per Month
- Accidents
- Illnesses
Pre-existing Conditions- Multi-Pet Discount
- Holistic Wellness
- Prescription Food
- Behavioural Therapy
- Dental Care
- Condolence Benefit
Our R15 pm per family vet fee allows us in-house vet & vet nurses to actively help with everything related to your cover
Add-Ons
Top Pet Routine Care Add-On
R65 pm per pet
R1 100 per year preventative cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation.
Top Pet Double Up Routine Care Add-On
R130 pm per pet
R2 200 per year preventative cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation.
Chronic Care Support Add-Ons
Ongoing cover for conditions above & beyond traditional short-term insurance.
Annual benefit | Additional monthly premium |
Bronze Plan R3 000 | R240 |
Silver Plan R6 000 | R480 |
Gold Plan R8 000 | R640 |
Platinum Plan R10 000 | R800 |