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Understanding Labradors & Pet Insurance In South Africa

Labradors are friendly, devoted, & energetic dogs. However, this breed is often prone to hip dysplasia, ear infections, & allergies. With MediPet, you can ensure they receive comprehensive cover that protects them against common health issues & unforeseen illnesses or unexpected injuries.

Personality & Characteristics Of Labradors

Labradors are devoted dogs with a zest for life. Their energetic & playful personalities make them the perfect companions for active families who love the outdoors. Known for their intelligence & eagerness to please, labradors are easy to train. Whether playing fetch or curling up on the couch, their affectionate nature brings warmth to any home.

Average Sizes & Weight
Of The Breed

Dog Height Icon

57 – 62cm male
54 – 59cm female

Scale Icon

25 – 37 kg

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Reasons Why MediPet Is Perfect
For Labradors

Families with lovable labradors can benefit from South Africa’s most comprehensive accident & illness cover from MediPet. This cover includes breed-specific conditions such as hip dysplasia, obesity-related issues, & ear infections, conditions often excluded by other insurance covers or with limited cover.

With annual limits of R60 000 or R72 000, the Essential & Ultimate360 plans also offer holistic wellness benefits like physiotherapy, acupuncture, rehabilitation, & more.

Unique to MediPet, the Ultimate360 plan includes exclusive dental care cover for one procedure per year to maintain your labradors’ healthy smile.

Accident & Illness Cover

Labradors are prone to costly conditions like hip dysplasia & obesity-related issues. The R60 000 & R72 000 annual max on our Essential & Ultimate360 plans provide comprehensive cover without sub-limits.

Holistic Wellness

Holistic therapies like physiotherapy, acupuncture, & rehab help labradors recover from joint or mobility issues. These are covered in the Essential & Ultimate360 comprehensive plans, with a benefit of R5 000 per year.

Dental Care

Prone to dental complications, labradors can benefit from the Ultimate360 plan, which offers exclusive dental benefit once a year, including x-rays, extractions, & anesthesia without any sub-limits.

Pre-Existing Condition Cover

Our unique LitePlus plan offers accident & illness cover for pets of all ages, including pre-existing conditions, after a short 30-day waiting period.

Every Labrador Deserves
MediPet Pet Insurance

Our cherished labradors require premium pet insurance to shield them from costly vet bills arising from unforeseen accidents & illnesses.

MediPet provides South Africa’s most comprehensive cover for labradors’ hereditary health conditions, with no long waiting periods, sub-limits,
or triage guidelines.

Essential Plan

Essential Plan
For Labradors

This popular plan, Essential, is ideal for Labradors. It offers comprehensive accident & illness cover for this active breed. Labradors have a propensity to develop health conditions like hip dysplasia, obesity, & ear infection. This plan covers consultations, medications, surgery, & diagnostics without any sub-limits or triage guidelines. It also covers treatments for supplements, behavioural issues, & holistic wellness.

Labradors under 9 years of age can join Essential, with no breed-specific pricing. The Essential plan provides R60 000 in annual benefits, ensuring your labrador receives the care they need for both everyday & unexpected health issues.

Starting from R410 per month

You get R60 000 in benefits per year, without sub-limits.

Get A QuoteMore About Essential Plan
Essential Plain-Labrador
Ultimate360 Labrador

Ultimate360 Plan

Ultimate360 Plan
For Labradors

The Ultimate360 plan is MediPet’s unmatched cover with the most comprehensive cover for labradors.

With up to R72 000 in annual benefits, this plan covers vet consultations, surgery, diagnostics, holistic wellness treatments & post-hospital care, ensuring your labrador receives the best possible treatment. It also includes exclusive benefits like dental care & prescription food.

The Ultimate360 plan is suitable for labradors under 9 years of age, ensuring they get the most comprehensive protection available.

Starting from R590 per month

You get R72 000 in benefits per year, without sub-limits.

Get StartedMore About Ultimate360 Plan

What Our Members Love
About MediPet Pet Insurance

Best ever pet insurance. I've never been one for pet insurance but my little girl kitty Sabrina went in for surgery & we were fully covered! I am so grateful to MediPet for the peace-of-mind.

Claire Fitzgerald

Outstanding service for close to ten years now. Thank you for keeping our hounds & hissers happy & healthy.

Juanita Els

It's an absolute PAWsome experience dealing with MediPet. Almost 10 years down the line & I would choose MediPet every time to protect our fur babies. Lots of love.

Sarah-Jane Buss

My Frenchie Luna has unfortunately been a frequent flyer at the vet from being hospitalised for Cycad poisoning to the general visits for pups (more than usual for Frenchie pups). I cannot recommend this pet insurance enough!

Chiara Di Rago

A pet insurer that actually pays out. Always such a pleasure to contact MediPet. Well worth it, thank you!

Durieta Tager

If you're looking for affordable, reliable pet insurance with a company that puts your pet first, I highly recommend MediPet.

Johan Coetzer & Zeus

This endorsement does not constitute financial advice.

Frequently Asked Questions About Labradors

How Much Is Labrador Insurance?

MediPet offers 5 pet insurance plans, including comprehensive options ideal for labradors. The Essential Plan provides R60 000 annually, with premiums starting from R410 per month, while the Ultimate360 plan offers up to R72 000 annually, starting from R590 per month, with exclusive benefits like dental care & prescription food. Lite plan is our limited, most affordable plan with R40 000 in annual cover for all ages, starting at R299 per month. The LitePlus Plan, offers R40 000 in annual cover for older pets with pre-existing conditions, starting at R590 per month. Join MediPet today to see the difference!

What Common Health Conditions Do Labradors Usually Face?

Labradors are susceptible to health issues such as hip dysplasia, elbow dysplasia, obesity, & ear infections, especially in their old age. Their active nature can also lead to injuries, while dental problems & skin allergies are common. Regular check-ups & weight management are key to their health, as recommended by your vet.

Protect your labrador from these potential health risks with MediPet’s comprehensive pet insurance plans. Join MediPet today for peace of mind & reliable cover.

Does MediPet Cover Routine Care For My Labrador?

Yes, routine care can be added to your labrador’s general cover with MediPet. Routine Supreme costs R195 per month, offering cover of R3 300 per year with a savings of R960 per year. Routine In-Between costs R130 per month, for annual cover of R2 200 per year, with a built-in savings of R640 per year. Lastly, Routine Lean costs only R65 per month, for R1 100 cover per year & R320 savings per year.

This benefit covers key labrador preventative care such as vaccinations, tick/flea & deworming treatments, microchipping, sterilisation, grooming, nail-clipping, training, & labrador puppy socialisation classes.

Why Is Dental Care, A Benefit Of The Ultimate360 Plan, Important For Labradors?

Poor dental hygiene can lead to long-term pain & discomfort for your labrador, & often, pet owners are unaware because pets don’t always show obvious signs of pain—they simply tolerate it. Dental disease in older labradors can lead to illnesses that might be wrongly attributed to “getting old.” Infections in the mouth can allow bacteria into the bloodstream, potentially causing serious health problems elsewhere in the body, including the kidneys, heart, lungs, & liver. Experts agree that by age 2, as many as 80%* of dogs already suffer from some form of dental disease.

Protect your labradors health with dental care covered in the Ultimate360 Plan—because their smile deserves to be healthy!

Sources:
* www.hillspet.co.za

Are Rescue, Re-homed, Or Adopted Labradors Welcome?

Absolutely! At MediPet, we proudly support shelters & pet rescue organisations across South Africa. If your labrador was rescued or adopted in the last 6 months & is over 18 months old with no prior vet history, we’ll provide cover under the Essential or Ultimate360 plans. We’re here to offer the same care & support for your rescued or adopted labrador.

Can I Still Join MediPet If My Labrador’s Vaccinations Are Not Up To Date?

Yes, you can still apply, but if your labradors vaccinations are not kept up-to-date according to your vet’s vaccination protocol, any vaccinatable diseases & related complications will be excluded from cover. Keeping your labradors vaccinations current is key for their health.

For more frequently asked questions, visit our FAQ page.